Choose the version of this credit card that suits you best
Name | Rewards program | |
---|---|---|
|
Amplify Rewards Platinum (Rewards) | Rewards |
|
Amplify Rewards Platinum (Qantas Frequent Flyer) | Qantas Frequent Flyer |
Being rewarded for your spending is the dream and with Bank of Melbourne Amplify Platinum credit card providing ample rewards, it can be a reality. You can rake in 1 point per $1 spent with the Amplify Rewards option or 0.5 Qantas Points for every $1 spent. If you sign up between 7th November 2023 and 31st July 2024, you could score 100,000 bonus Amplify Points.
It also won a 2023 Mozo Experts Choice Award for best Balance Transfer Platinum Credit Card.
If you’re keen to get a little more from your credit card, then you can do just that with the Bank of Melbourne Amplify Platinum credit card. To start with, they offer cashback, retail, gift card and flight reward options; you can claim these via the Amplify rewards program, where every $1 spent is a point earned.
It should be noted that there are two different versions of this card, the ‘Amplify Platinum Rewards’ option, which might suit spenders after retail rewards or gift cards and the ‘Qantas Platinum Rewards’ option which allows you to have your points be put straight into your to Qantas Frequent Flyers account instead.
Under the Amplify Rewards option, you'll earn 1 point per $1 spent on eligible purchases, uncapped. Or if you've got some debt you'd like to clear, there's a 0% balance transfer for 24 months (1% BT fee).
With the Qantas points option, you earn 0.5 points per dollar*, however when you spend with any Qantas Frequent Flyer partners you can earn double. Plus the bonus points offer is a little different.
While the rewards are the main thing you’re likely to be looking at, there’s a couple of other aspects to be aware of. The first is the relatively low $124 annual card fee and the 19.49% interest rate, which could sting if you don’t pay off your whole balance. For a limited time, that annual card fee is made even lower with an introductory $49 annual card fee offer! Another is the free additional card holder, which can be useful if you’re interested in sharing the card with someone to help boost your points earning.
*From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
The Bank of Melbourne Amplify Platinum credit card is best for someone who is looking for some extra rewards for all their spending, while the Qantas Frequent Flyer option is particularly good for travel lovers looking for an extra way to rack up Qantas Frequent Flyer points.
For those looking to do a lot of international travelling, you should be aware of the 3% foreign exchange margin.
Rates and fees information correct as at 22 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
212,000 points
15,600 points
22,200 points
-
1 point per dollar on Visa, uncapped
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.
Receive 100,000 bonus Amplify Points when you spend $3,000 in the first 90 days.
Spend $22,200 (Visa)
Spend $15,600 (Visa)
Spend $212,000 (Visa)
Uncapped
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$124.00 |
|
$49 in the first year |
|
none |
|
none |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
Rates and fees information correct as at 22 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.5 points per dollar on Visa, up to $100,000 per year
From 1 January 2022, earn 0.5 Qantas points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Receive up to 70,000 bonus Qantas Points, 60,000 points when you spend $3,000 in the first 90 days in the first year and an extra 10,000 points when you keep your account more than 12 months.
Spend $40,020 (Visa)
Spend $16,000 (Visa)
Spend $220,800 (Visa)
at $100,000 yearly
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$124.00 |
|
none |
|
none |
|
$75.00 |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
Shut to many branches
Read full reviewShut to many branches
Slow, messy/ bad service from call centre/online, branch maybe better however time consuming and not many branches. The information provided is not helping and very confusing, can not trust their security with the unprofessional behaviour. Do not use if you have other choice.
Read full reviewSlow, messy/ bad service from call centre/online, branch maybe better however time consuming and not many branches. The information provided is not helping and very confusing, can not trust their security with the unprofessional behaviour. Do not use if you have other choice.
Great credit card, helped us out with a balance transfer offer. Great to deal with. No problem recommending.
Read full reviewGreat credit card, helped us out with a balance transfer offer. Great to deal with. No problem recommending.
Extremely happy with card especially when travelling overseas with insurance included and accumulating reward points. Only downfall is interest rate too high.
Read full reviewExtremely happy with card especially when travelling overseas with insurance included and accumulating reward points. Only downfall is interest rate too high.
Amplify credit card is a fantastic product.
Read full reviewAmplify credit card is a fantastic product.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing