If you find yourself carrying a large balance on your credit card from time to time, the Bankwest Breeze Mastercard is a good pick with a 0% p.a. on balance transfers for 12 months (2% BT fee applies). You can also take advantage of no interest on purchases for the first 12 months, and an ongoing purchase rate interest rate of 12.99% p.a. making this card a real all-rounder.
The Breeze Mastercard draws the line of low rates at cash advances, with a miserable 21.99%. Also keep an eye on the late payment fee which comes in at $25 - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.
12.99% p.a. |
|
0% p.a. for 12 months |
|
0% p.a. for 12 months and then 12.99% p.a. (2.00% balance transfer fee) |
|
no |
|
21.99% p.a. |
|
55 |
$49.00 |
|
none |
|
none |
|
none |
|
$25.00 |
|
3%, Min $4 |
|
2.95% |
|
$1.25 |
|
$0.00 |
|
$0.00 |
$20.00 |
|
2.0 |
|
3 |
|
Introductory rate on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit. |
Apple Pay, Google Wallet
Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.
convenient, interest free period of 15 months, no annual fee for first 12 months. Low credit card limit for affordability but still enough for travel and everyday bills. Fast approval and great service and communication. Easy access via mobile app.
Read full reviewconvenient, interest free period of 15 months, no annual fee for first 12 months. Low credit card limit for affordability but still enough for travel and everyday bills. Fast approval and great service and communication. Easy access via mobile app.
its very trustworthy and reliable thats why ilike it .the have a polite stop helpful and know what there doing .
Read full reviewits very trustworthy and reliable thats why ilike it .the have a polite stop helpful and know what there doing .
Bank west is a great bank bank for the basic credit card. The Breeze Mastercard has low fees and low interest. The downside to Bankwest is their app is down for maintenance very often, generally on a weekend.
Read full reviewBank west is a great bank bank for the basic credit card. The Breeze Mastercard has low fees and low interest. The downside to Bankwest is their app is down for maintenance very often, generally on a weekend.
This bank responded very quickly. ... as my experienced when there charged from my account and reported, they made an action right away.
Read full reviewThis bank responded very quickly. ... as my experienced when there charged from my account and reported, they made an action right away.
Not really any bonus deals or anything for points.
Read full reviewNot really any bonus deals or anything for points.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year