Choose the version of this loan that suits you best
Loan type | Name | Min loan amount | Max loan amount | |
---|---|---|---|---|
|
Fixed | Personal Loan (Unsecured, Fixed, Exceptional Credit) | $5,000 | $50,000 |
|
Fixed | Personal Loan (Unsecured, Fixed, Excellent Credit) | $5,000 | $50,000 |
|
Fixed | Personal Loan (Unsecured, Fixed, Very Good Credit) | $5,000 | $50,000 |
|
Fixed | Personal Loan (Unsecured, Fixed, Good Credit) | $5,000 | $40,000 |
|
Fixed | Personal Loan (Unsecured, Fixed, Average Credit) | $5,000 | $35,000 |
|
Fixed | Personal Loan (Unsecured, Fixed, Below Average Credit) | $5,000 | $30,000 |
On the lookout for a personal loan to help pay for a home reno, wedding or another big upcoming cost? Well, with competitive tier-based fixed rates from 6.57% p.a. (6.57% p.a. comparison rate*) depending on your credit score on loans between $5,000 and $50,000 and with 1 to 7 year loan terms, look no further than the unsecured Plenti Fixed Personal Loan.
The Plenti Fixed Personal Loan hits the ground running with competitive fixed rates from 6.57% p.a. (6.57% p.a. comparison rate*) to a max of 24.09% p.a. (26.28% p.a. comparison rate*) on amounts from $5,000 to $50,000 and flexible 1 to 7 year loan terms options. Keep in mind that this loan offers tiered-based interest rates, which means, the better your credit score, the better your interest rate.
This personal loan only offers a monthly repayment cycle, which should be fine if you’re paid on a monthly basis, but maybe not if you’re paid weekly or fortnightly.
Being an unsecured loan type, you won’t risk losing your car, house or any other expensive assets as you won’t be required to put up any collateral against the loan.
In addition, the Plenti Fixed Personal Loan allows customers to make extra repayments and doesn’t charge any early loan repayment fee, so you’ll be able to pay off your loan as quickly as you like without being penalised for it.
Take pride in keeping your credit report in good shape? Then the Plenti Fixed Personal Loan could be a great loan option for you thanks to its tiered-based fixed interest rates which rewards credit-worthy borrowers with better rates. Plus, it is unsecured so there is no need to put up any assets against the loan.
An upfront fee will apply, with the amount varying depending on your credit score and how much you want to borrow. On top of this, there’s also a $30 late payment fee if you fall behind on your repayments.
Fixed |
|
6.57% p.a. fixed |
|
6.57% p.a.based on $10,000 |
$345.00 |
|
$0.00 |
|
$25.00 |
|
$0.00 |
|
$0.00 |
$5,000.00 |
|
$50,000.00 |
|
3 Years |
|
7 Years |
|
Unsecured |
- |
|
Monthly |
|
yes |
|
no |
|
Displayed interest rate is for customers with an exceptional credit history. Application fees vary between $0 and $345 depending on the loan amount. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed |
|
7.99% p.a.to 8.99% p.a. fixed |
|
7.99% p.a.to 9.76% p.a.based on $10,000 |
$595.00 |
|
$0.00 |
|
$25.00 |
|
$0.00 |
|
$0.00 |
$5,000.00 |
|
$50,000.00 |
|
3 Years |
|
7 Years |
|
Unsecured |
- |
|
Monthly |
|
yes |
|
no |
|
Displayed interest rate is for customers with an excellent credit history. Application fees vary between $0 and $595 depending on the loan amount. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed |
|
9.99% p.a.to 12.49% p.a. fixed |
|
10.77% p.a.to 13.29% p.a.based on $10,000 |
$595.00 |
|
$0.00 |
|
$25.00 |
|
$0.00 |
|
$0.00 |
$5,000.00 |
|
$50,000.00 |
|
3 Years |
|
7 Years |
|
Unsecured |
- |
|
Monthly |
|
yes |
|
no |
|
Displayed interest rate is for customers with a very good credit history. Application fees vary between $245 and $595 depending on the loan amount. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed |
|
12.99% p.a.to 14.99% p.a. fixed |
|
13.79% p.a.to 15.81% p.a.based on $10,000 |
$575.00 |
|
$0.00 |
|
$25.00 |
|
$0.00 |
|
$0.00 |
$5,000.00 |
|
$40,000.00 |
|
3 Years |
|
7 Years |
|
Unsecured |
- |
|
Monthly |
|
yes |
|
no |
|
Displayed interest rate is for customers with a good credit history. Application fees vary between $245 and $575 depending on the loan amount. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed |
|
15.49% p.a.to 18.99% p.a. fixed |
|
16.31% p.a.to 19.84% p.a.based on $10,000 |
$545.00 |
|
$0.00 |
|
$25.00 |
|
$0.00 |
|
$0.00 |
$5,000.00 |
|
$35,000.00 |
|
3 Years |
|
7 Years |
|
Unsecured |
- |
|
Monthly |
|
yes |
|
no |
|
Displayed interest rate is for customers with an average credit history. Application fees vary between $245 and $545 depending on the loan amount. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed |
|
19.99% p.a.to 24.09% p.a. fixed |
|
20.85% p.a.to 24.09% p.a.based on $10,000 |
$545.00 |
|
$0.00 |
|
$25.00 |
|
$0.00 |
|
$0.00 |
$5,000.00 |
|
$30,000.00 |
|
3 Years |
|
7 Years |
|
Unsecured |
- |
|
Monthly |
|
yes |
|
no |
|
Displayed interest rate is for customers with a below average credit history. Application fees vary between $245 and $545 depending on the loan amount. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years