Easy to deal with. Text message reminder about credit card payment requirements so they are not overlooked. Easyily man aged through Netbanking.
More Commonwealth Bank credit card customer reviewsTrusting this bank as they've helped me with scammers. Always ring me back if something is urgent and very helpful, organized, efficient and provide great customer service when money is to come back to me after being scammed eg ordering items online.
More Commonwealth Bank credit card customer reviewsThe process of application was very easy and streamlined. It was amazing how quickly the application was approved and the card arrived in the mail earlier then what was advised. Having a credit cards comes in handy for emergencies or the sneaky little splurge. Paying the credit card off is always good to set a budget with a direct debit coming out where you won't even miss the amount.
More Commonwealth Bank credit card customer reviewsCommunication is zero until you complain then they try and contact but they do not answer their "secure" mail emails at all. The actual statements that you receive are not consumer friendly to decipher and they do not have any branches close to call into. There are a lot of other banks that do care more and are more competitive with their fees and rewards structure. Overall Customer service is what they need to lift
More Bank of Queensland credit card customer reviewsThe Low Rate Visa Credit Card is good because the interest rates are low and you have a period of time to make repayments with no interest. The application was all online, never speaking to a customer representative. The process was a little confusing as I was contacted by Citi Bank for the process who wanted extra information regarding to my employment, which I had already provided, and they ended up approving before I could send that through to them anyway. Bank of Queensland’s app and internet banking platform has gotten better, but still falls far behind compared to bigger banks (e.g Commonwealth Bank).
More Bank of Queensland credit card customer reviewsI've been using the St. George Vertigo Credit Card for a while now, and I'm impressed with the low interest rates compared to competitors. It's been a great option for balance transfers, saving me money in the long run. The rewards program is straightforward, though I'd love to see more flexibility in redemption options. Customer service has always been helpful, especially during the sign-up process. On the downside, the app can be a bit slow at times, but overall, I'm happy with the convenience and benefits.
More St.George credit card customer reviewsCons - getting through to the call centre can be tedious. the interest rates are not favourable. glitches occur on the mobile app. refused a personal loan, where as another bank didn't.
More NAB credit card customer reviewsLounge passes and good points program included
More Qantas Money credit card customer reviewsCBA has good customer service from our experience. It can perhaps provide some opportunities for competitions.
More Commonwealth Bank credit card customer reviewsI have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.
More NAB credit card customer reviewsAnnual fees and rewards fee too high
More St.George credit card customer reviewsIt is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.
More Virgin Money credit card customer reviewsBankwest have no physical branches but offer great products including the no foreign transaction fees on the credit card and debit card making it a perfect choice for travel.
More Bankwest credit card customer reviewsThe credit card gives a significant points valued reward and is super easy to manage online. Unfortunately the app crashes constantly.
More Westpac credit card customer reviewsLow and comparable fees. A good daily driver credit card option with a low limit - very useful in pairing with the Savings account to meet the 5 monthly purchases to receive the bonus interest rate. Additionally, upon signing up I received a generous cash bonus.
More ING credit card customer reviews
**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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