Credit card customer reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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  • Bendigo Bank Qantas Platinum Credit Card

    Not convenient for joint accounts

    When you have a joint account almost everything needs to be done in branch. But our local branch is only open 10-2 and they don’t accept appointments for weeks in advance. We moved everything except our credit card (for now) because of lack of convenience when trying to make any changes to our accounts.

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    Kristy, Victoria, reviewed 15 days ago
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  • NAB StraightUp Card

    High annual fee

    Have been scammed twice , Bank was quick to refund me .

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    Wendy, Western Australia, reviewed 15 days ago
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  • Commonwealth Bank Low Fee Credit Card

    A credit card with great features

    Fantastic credit card I've been using for at least 10 years. Very helpful for budgeting. Categorises spends so you can see where you spend your money

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    Jan, Queensland, reviewed 21 days ago
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  • NAB Qantas Rewards Premium Card

    Credit card application - BY FAR THE BEST

    In terms of application for credit cards, I have found NAB, by far, the easiest to deal with and absolutely the most efficient. I have a great credit rating, however, i change credit cards often and have found it can be a time-consuming and frustrating process. While some elements are understandable, I was taken aback with how easy NAB made it, with intuitive, easy to understand forms and constant updates on the status of your application. I literally applied for a card and was able to use it (digitally) within 3 business days. That is seriously the fastest and most efficient experience I have had to date. Well done NAB! - and for all the other banks out there (especially Bank of Melbourne and ANZ) you could learn a thing or two from them.

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    Hb, New South Wales, reviewed 22 days ago
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  • Westpac Flex Card

    Westpac rules

    Westpac is the best bank ever sadly they are not around as much as they use too be and we need too have more westpac stores because it is the best bank in history

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    Brandon, Queensland, reviewed 22 days ago
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  • NAB StraightUp Card

    To many fees on credit cards

    To many fees

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    Dale, Victoria, reviewed 22 days ago
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  • Bankwest Qantas Platinum Mastercard

    Reasonably priced rewards card

    The Qantas Platinum BankWest card is an affordable rewards credit card for those who just spend an average amount on their cards each month . The annual fee is $160 which is not to bad for a rewards card and what is get is that overseas transactions do not incur any fees (unlike many cards which charge around 3%). The points earn rate is not the best but still enough to earn a few thousand points every month with an average family spend.

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    Troy, Queensland, reviewed 21 days ago
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  • Commonwealth Bank Awards Credit Card

    Proceed with caution

    Pros you get flexible payment terms and con is the interest rates and not much rewards

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    Tee, New South Wales, reviewed about 1 month ago
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  • Bendigo Bank Credit Card

    Awesome hi

    Personal service providers

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    Elliott, Victoria, reviewed 21 days ago
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  • Bendigo Bank Credit Card

    Great

    Friendly personal service

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    Elliott, New South Wales, reviewed 21 days ago
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  • Bendigo Bank Credit Card

    Personal

    Great friendly service

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    Elliott, Victoria, reviewed 21 days ago
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  • ANZ Rewards Black

    AwesomeANZ

    ANZ is a Great bank. Great to deal with. Easy and friendly.

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    Nenad, New South Wales, reviewed 21 days ago
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  • ANZ Credit Card

    High fees, good rewards, not a trustworthy bank

    I like this product for the free flybuys on signing up and the ongoing rewards system, but the annual fees are too high to keep the credit card past the first year. I have previous experience of ANZ signing me up to products I haven't asked for in what I consider an unethical way.

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    Sophie, Victoria, reviewed about 1 month ago
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  • Suncorp Bank Credit Card

    Change of payment date

    Changed my payments date back eleven days. So went from towards end of the month repayments to the tenth of the month. My budget was perfect the way it was now I am very inconvenienced. Cannot understand who thought changing my payment date without notice was a good idea.

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    Carol, New South Wales, reviewed about 1 month ago
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  • Commonwealth Bank Credit Card

    Banks have taken advantage of busy customers

    No rewards for both credit cards therefore I am Looking at other banks that offer rewards system for card usage

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    Shona, Western Australia, reviewed 2 months ago
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  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Qantas Ultimate Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $450
      Rewards program
      Qantas Frequent Flyer

      Promoted
    • Low Rate Card - Cash Back Offer

      Purchase rate
      13.49% p.a.
      Balance transfer rate
      0% p.a. for 12 months and then 21.74% p.a. (3.00% balance transfer fee)
      Annual fee
      $59
      Rewards program

      Promoted
    • Velocity Escape Plus Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $95
      Rewards program
      Velocity Frequent Flyer

      Promoted
    • Explorer® Credit Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $395
      Rewards program
      Membership Rewards

      Promoted
    • Low Rate Card - Balance Transfer Offer

      Purchase rate
      13.49% p.a.
      Balance transfer rate
      0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
      Annual fee
      $59
      Rewards program

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Browse all 197 credit cards in Mozo's comparison database.

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