6.5/10

Based on 1319 HSBC product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

HSBC bank accounts

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options.

But that's not all—for those looking to transfer money, HSBC also won a Mozo Experts Choice Award for International Money Transfer - Bank category. Of course, HSBC also offers a number of bank account options too, including the Everyday Global Account which picked up a 2023 Mozo Experts Choice Award for Exceptional Everyday Account.

HSBC offers the following bank accounts

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Rates and fees verified as correct at 17 October 2024. Other information correct at the time of writing. Advertiser disclosure.

Product	Account fee	Payment options	Interest rate
Day to Day Account	$0.00	Apple Pay, Google Wallet	0% p.a.
Everyday Global Account	$0.00	Apple Pay, Google Wallet	0% p.a.

How are HSBC bank accounts rated?

Mozo users have rated HSBC bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

HSBC bank accounts customer reviews

Overall

6.7/10

Price

7.1/10

Features

6.4/10

Customer service

6.6/10

Convenience

6.1/10

Trust

6.9/10

Based on 216 HSBC product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent HSBC bank account reviews

HSBC Day to Day Account

Overall 7/10

good pricing for direct debits etc

no local branches difficult to get replies and they make lots of mistakes

Read full review

no local branches difficult to get replies and they make lots of mistakes

Price

7/10

Features

7/10

Customer service

4/10

Convenience

4/10

Trust

8/10

Less

Yvonne, New South Wales, reviewed 28 days ago

HSBC Bank Account

Overall 1/10

Cant get to your money in a timely manner

The ability to access your money beyond a set account limit is extremely problematic. The ability to do this online has been removed. You have to call the customer service team who then get an online banking person to call you back to increase the withdrawal limit. I have been waiting for 2 hours for a call back. To add to the frustration I have to call them back after the transaction to lower the limit.

Read full review

Price

8/10

Features

1/10

Customer service

1/10

Convenience

1/10

Trust

1/10

Less

Sandra, New South Wales, reviewed about 2 months ago

HSBC Everyday Global Account

Overall 9/10

Used for many years.

The UI on apps is user friendly.

Read full review

The UI on apps is user friendly.

Price

9/10

Features

9/10

Customer service

9/10

Convenience

10/10

Trust

10/10

Less

Kylie, New South Wales, reviewed 7 months ago

HSBC Everyday Global Account

Overall 8/10

HSBC Premier Banking makes banking easy.

HSBC Premier banking makes it convenient and at no cost to transfer funds internationally / globally

Read full review

HSBC Premier banking makes it convenient and at no cost to transfer funds internationally / globally

Price

8/10

Features

8/10

Customer service

7/10

Convenience

6/10

Trust

8/10

Less

Margaret, Victoria, reviewed 7 months ago

See all bank account reviews

^† Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
^† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Bank account quick links

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'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.

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Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.