Your selected bank accounts
Westpac is one of Australia’s Big Four banks, offering a range of financial products to meet diverse needs. Whether you’re looking to manage everyday expenses, pay bills, or make online purchases, Westpac may provide the solutions you need.
With helpful features, a user-friendly app, and a variety of banking services, Westpac can simplify your banking experience and support you in achieving your financial goals.
Easy online application process
Member of the Global ATM Alliance for fee-free ATM transactions
Compatible with Google Pay, Apple Pay and Samsung Pay
Eligible for Westpac’s ShopBack rewards and cashback program
Monthly account fee (can be waived if you meet certain conditions)
Foreign transaction fees apply
The Westpac Choice transaction account delivers an easy option for anyone looking to access their funds quickly and manage daily transactions. There’s a $5 monthly account-keeping fee, but Westpac is waiving this for your first 12 months if you open an account before 30 September, 2025.
If you’re under 30 or a full-time student, you won’t have to pay the monthly fee. Alternatively, if you deposit $2,000 or more each month, the fee is also waived.
Westpac is part of the Global ATM Alliance , giving you access to a huge network of fee-free ATMs around the world. Be aware that some ATMs may still charge their own fees. There are international transaction fees on card purchases made in currencies other than the Australian Dollar (AUD).
Westpac uses the Mastercard payments platform, not Visa. The account is compatible with Google Pay, Apple Pay, Samsung Pay or you can use the Westpac Digital Card .
For those seeking extra perks on their spending, Westpac is partnered with ShopBack , an online platform that offers rewards and cashback from over 4,000 online, in-store and gift card brands.
It’s sensible to gauge how this account stacks up against other banking options, especially if you’re seeking an account without fees or conditional rewards. Make sure to explore your options and compare bank accounts to find what works best for your financial needs.
Your selected bank accounts
The Westpac app is easy to use. Deposits (with card and without card) at ATMs are very easy with helpful instruction. Customer service are pleasant to deal with.
It's an ok bank
I like my bank there on the spot And delt with quick And no bank charges
it is the best bank I could have chose
Very easy to use online banking $$
they always make it to hard to understand
I have been with westpac for 20+ years, the service is always great. Would recommend westpac to anyone!
My bank looks out for me not just my money
I have been with this bank since I started work and I had no problems since. they do however need to work on keeping customers safer from scammers
I have been with them for 29 years and overall the bank has been good and efficient. The last 2 years things have not gone as smoothly and lending restrictions by the government caused me some difficulties. On a good note when I put in a formal complaint it was dealt with professionally, with empathy and understanding. The staff in some branches are fantastic and others not so much so definitely worth shopping around for a good branch
Westpac is an authorised deposit-taking institution (ADI) regulated by the Australian Prudential Regulation Authority (APRA). This means your deposits are protected under the Australian Government's Financial Claims Scheme, safeguarding up to $250,000.
You can apply online through the Westpac website or over the phone.
You can open multiple Westpac bank accounts.
To set up online banking, visit the Westpac website and register. Provide your personal details. Once registered, you can manage your account through your digital profile on the website or app.
A monthly account-keeping fee of $5 is applicable. However, if you’re under 30 years of age, a full-time tertiary student or a concession card holder you can be exempt from this cost.
Additionally, if you’re new to Australia, you’ll pay no account-keeping fees for the first 12 months of opening your Westpac Choice account.
The quickest way to close your account is through online banking or via the app. You can also call customer service. Before closing your account, ensure you:
^See information about the Mozo Experts Choice Bank Account Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.