In November 2021, a survey from SaaS cloud banking platform Mambu showed that Aussies love Buy Now Pay Later (BNPL), with 24% of Aussies using BNPL compared to just 11% of people globally, and the trend has continued.
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Buy Now Pay Later (BNPL) has added another notch to the financial belts of many Aussies. However—with well over a dozen providers— it's no wonder those looking to start using this handy fintech tool might not know which provider they should use.
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In 2023, Apple’s long-awaited addition to the world of Buy Now Pay Later finally arrived for those living in the USA - but today we have news that Apple Pay will soon integrate with BNPL services in Australia later this year.
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Australians have been enthusiastic users of Frollo shows that a quarter of Buy Now Pay Later users make their repayments with credit cards, potentially further feeding into a cycle of debt or accruing interest on what were originally interest-free instalments.
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Last week, the Australian Prudential Regulation Authority APRA announced that banks and lenders must now consider Buy Now Pay Later (BNPL) debt, as well as any outstanding HECS-HELP debts, when offering loans, stating that:
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