Shannons car insurance

4.2
Based on 483 Shannons car insurance product reviews.
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Are you a true car fanatic? Whether it’s vintage classics, contemporary hotrods, or even motorcycles, Shannons specialises in insuring the vehicles you’re passionate about. With decades of experience—they’ve been around since 1970—Shannons knows what car enthusiasts are looking for, from tailored policies to cover modifications, to options for agreed value that reflect the true worth of your pride and joy.

And the proof is in the pudding: Shannons consistently shines in the Mozo People’s Choice Awards and has earned Mozo Experts Choice Awards for Exceptional Quality Car Insurance in both 2021 and 2022.

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Mozo’s Shannons Comprehensive Car Insurance Review

Comprehensive Motor Vehicle Insurance

Monthly premiums available
Yes
Agreed or market value
Agreed
Choice of excess
$350 - $550
Choice of repairer
Yes
No Partner link

  • Up to 65% No Claim Discount after four claim-free years

  • Choice of repairer

  • Other generous discounts including mutli-vehicle and Club Plate discounts

  • No choice of excess: Shannons sets it for you at the time of the quote

  • Additional excess for young drivers: $400 for listed drivers under 25, $1,500 if unlisted

Our verdict

Shannons is one of those car insurance companies that might just look like "insurance but for classic cars"—but it’s actually as unique as the cars it covers.

Naturally, it offers what most car insurance policies do—accident cover and the like. And insuring classic, vintage, antique cars, and hot rods? Plus choice of repairer and mod coverage? Those are standard expectations for a classic car insurer.

Where Shannons really sets itself apart is in the details, matching the kind of care and attention you put into your vehicle. Take their No Claim Bonus, for example. Most insurers cap theirs at 15%, but Shannons goes all the way to 65%, and you can lock it in after three claim-free years. By that point, they seem to trust you’re not taking unnecessary risks with your car.

Then there’s the excess. Unlike most, Shannons doesn’t let you choose it—it’s set according to your car’s specifics. That might make sense for rare or modified cars, but it does mean less flexibility. Still, the No Claim Bonus and other discounts help balance that out.

At the end of the day, Shannons doesn’t just provide insurance—it’s a policy from people who understand what it means to really care for your car. It may not be the best fit if your car is a moderately unique older model, but if your car is your pride and joy, Shannons gets it.

Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important information on terms, conditions and sub-limits.
Last updated 10 March 2025 Important disclosures

Shannons car insurance

  • Comprehensive Motor Vehicle Insurance

    Monthly premiums
    Calendar icon
    Yes
    Choice of repairer
    Tools icon
    Yes
    Choice of excess
    Coins icon
    $350 - $550
    Agreed or market value
    Car coin icon
    Agreed

    Available discounts

    • No claim discount
    • 10% off home and contents insurance and may offer a discount for two or more vehicles
    • Multi Vehicle Discount
    No Partner link

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Shannons car insurance ratings

Overall customer rating for Shannons car insurance

4.2
Based on 483 product reviews.

Customer reviews

Important disclosures
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Shannons Car Insurance Key Features

Designed specifically for classic, collectible, and high-value cars, Shannons’ comprehensive cover includes features that matter most to car enthusiasts:

Shannons car insurance FAQs

Can I choose my excess?

No, Shannons does not offer a flexible excess. Instead, they assign a set amount based on your policy details, including $400 for listed drivers under 25 and $1,500 for unlisted drivers under 25.

Is roadside assistance included in a Shannons policy?

Roadside assistance is available as an optional extra with Shannons, providing 24/7 support if you choose to add it to your coverage.

Does Shannons cover automotive memorabilia?

Yes, Shannons also offers cover for automotive memorabilia and collectibles as part of their unique offering for car enthusiasts. Specific conditions and limits may apply, so be sure to check your policy details.

How is my Shannons premium determined?

Your premium with Shannons is calculated based on a variety of factors, including your vehicle’s make, model, age, and how it’s stored. Additional considerations, such as your driving history and location, can also impact your premium.

How can I file a claim with Shannons?

You can lodge a claim through Shannons in three ways: by calling 13 46 46, via their online claims platform, or through the Shannons mobile app. Make sure to have your policy number, incident details, and any relevant photos or documentation ready to streamline the process.

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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Car Insurance Awards

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