Travel Insurance Mozo Experts Choice Awards 2025

Standout Winners

Australia's Best Travel Insurer

A special congratulations to Travel Insurance Saver for taking out the coveted 2025 Mozo Experts Choice Australia's Best Travel Insurer Award for the second year in a row.

Travel Insurance Saver picked up awards for both Exceptional Value and Exceptional Quality in Comprehensive Travel Insurance, proving they are a stand-out for many facets of cover.

Congratulations to:

Travel Insurance Saver

Highly Commended Travel Insurer

Butter Insurance launched their travel insurance offerings in 2024 and scored well across our award categories, including a win in our Exceptional Value Essential Travel Insurance category.

The flexibility of their product secured them a win in this category and they also achieved a solid score in our Quality assessment. It was a performance worthy of our Highly Commended Travel Insurer award.

Congratulations to:

Butter Insurance

Exceptional Quality Travel Insurance

Everyone has different priorities and budgets, and for some people knowing they have the highest level of cover possible is paramount when travelling internationally and are prepared to pay more for that cover. That’s why for this category our Judges compared a wide range of cover levels and features of travel insurance policies to find those that offer the most generous cover irrespective of price.

Congratulations to:

Bendigo Bank, Bupa, Cover-More Travel Insurance, Easy Travel Insurance, Flight Centre, NRMA Insurance, PassportCard, RAA, RAC, RACQ, RACT, RACV, and Webjet

Exceptional Quality Annual Multi-Trip Travel Insurance

If you’re a frequent traveller, whether it be for personal or business purposes, a multi-trip travel insurance policy option might be a cost-effective way of ensuring you’re covered for every trip you take. For the Exceptional Quality Award, the judges assessed cover levels and inclusions for multi-trip policies and identified those that offer the best combination of generous cover limits, cover for a range of pre-existing medical conditions, and activities allowed.

Congratulations to:

Bendigo Bank, Bupa, Cover-More Travel Insurance, Easy Travel Insurance, Flight Centre, NRMA Insurance, and Webjet

Exceptional Value Medical Only Travel Insurance

If avoiding a costly overseas medical bill is your main concern, Medical Only coverage might be a suitable cover option. To be considered in this category, a policy just had to offer unlimited medical cover and unlimited covid cover. The following two policies were the most exceptional value on average over six destinations.

Congratulations to:

Australia Post and Southern Cross Travel Insurance

Exceptional Value Essential Travel Insurance

For those looking for cover at the lowest cost, but including some luggage and cancellation coverage, the Exceptional Value Essential award lists some great options. To be considered in this category a policy had to offer unlimited medical cover, unlimited covid medical cover as well as at least $2,500 cancellation cover and $2,000 for luggage cover. 

The following policies were the most exceptional value on average over six destinations.

Congratulations to:

battleface, Butter Insurance, Chubb Australia, Freely, insure4less, Tick Travel Insurance, Travel Insuranz, Travel Protect, and WAS Insurance

Exceptional Value Comprehensive Travel Insurance

For jet-setting Aussies wanting more comprehensive protection, the winners of this category offered the extras you could want when travelling the globe In addition to unlimited medical cover, criteria to be considered for this award included at least $7,500 of luggage cover and $15,000 cancellation cover per person. In case of Covid claims unlimited medical cover, at least $2,500 of additional expenses cover and $2,500 cancellation cover.

If you’re someone who travels frequently, whether for business or pleasure, and you are looking for the best value annual policy, this is the place to begin your search.

Congratulations to:

Fast Cover, InsureandGo, Tick Travel Insurance, Travel Insurance Saver, and World2Cover

Exceptional Value Ski Travel Insurance

As for the Cruise category, only some policies will automatically cover ski activities and with many there’s an extra charge if you want to be covered for fun in the snow. To find the best value policies for snow bunnies the judges compared prices for a ski trip to Japan for two weeks.

To qualify the policies had to include a minimum of unlimited medical cover, at least $7,500 of luggage cover and $15,000 cancellation cover. And in case of Covid claims unlimited medical cover, at least $2,500 of additional expenses cover and $2,500 cancellation cover.

Congratulations to:

InsureandGo and Tick Travel Insurance

Exceptional Value Cruise Travel Insurance

Not all policies will cover you if you’re on the open ocean. For the Cruise category the judges gathered prices for policies that included cover for a cruise in the South Pacific for 14 days.

The policies who took the crown are the cheapest options that meet our criteria for ‘comprehensive’ levels of cover (that is unlimited medical cover, and at least $7,500 of luggage cover and $15,000 cancellation cover and in case of Covid claims unlimited medical cover, at least $2,500 of additional expenses cover and $2,500 cancellation cover).

Congratulations to:

AllClear, Qantas, Travel Insurance Saver, World Nomads, and World2Cover

Exceptional Value Annual Multi-Trip Travel Insurance

If you’re someone who travels frequently, whether for business or pleasure, taking out an annual policy can mean that you’re never without cover, and really cost-effective too. 

To assess annual travel insurance policies the judges collected prices for a single person travelling worldwide or to the USA, for up to 30 days at a time. The policies also had to offer minimum cover levels of unlimited medical cover, and at least $7,500 of luggage cover and $15,000 cancellation cover and in case of Covid claims unlimited medical cover, at least $2,500 of additional expenses cover and $2,500 cancellation cover.

Congratulations to:

Bendigo Bank, Medibank, NRMA Insurance, Qantas, and Travel Insurance Saver