4 Ways to show your finances some love this Valentine’s Day
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Valentine’s Day isn’t just about chocolates and roses, it’s also the perfect time to give your finances a little TLC. Whether it’s treating your savings account to a better interest rate, boosting your super for future you, or breaking up with a home loan that’s not giving you the love you deserve, here are four ways to show your money some affection this February.
Give your savings the attention they deserve
If you’re feeling neglected by the low interest your savings account is giving you, now’s the time to check if it’s still offering a competitive interest rate. With rates changing all the time, loyalty doesn’t always pay, so comparing savings accounts could help you score a better deal and boost your balance faster.
Break up with a bad home loan
Are you stuck with a home loan that’s not treating you right? With possible rate move this February, now is a great time to check if you could get a better deal. Whether it’s a lower rate, an offset account, or flexible repayment options, refinancing could help you save thousands over the life of your loan. Don’t settle for a mortgage that doesn’t meet your needs, there are plenty of lenders in the sea.
Give yourself some future love by boosting your super
Your super might be a long-term love, but a little extra care now can make a big difference down the track. Reviewing your super fund’s fees, performance, and investment strategy could help you retire with more. Even small voluntary contributions or salary sacrificing a little extra each month can give your super a serious boost over time (see our Superannuation report to find out how much). It’s a simple way to invest in your future self, because who doesn’t want a comfortable retirement?
Love isn’t blind: compare insurance policies for a better deal
If you haven’t reviewed your insurance policies in a while, you could be paying more than you need to. Whether it’s home insurance, car insurance, or even pet insurance, premiums can creep up over time, and better-value options could be out there when you’ve been blinded by loyalty. Take a moment to compare policies, check your coverage, and make sure you’re not paying for extras you don’t need. A quick switch could mean more money in your pocket without sacrificing protection.
Love your money, and it will love you back
A little financial self-care this Valentine’s Day could mean more money in your pocket and a stronger financial future. Taking action now could set you up for long-term success, after all, true love lasts a lifetime, just like smart money habits.
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