Qudos Bank home loans

4.0
Based on 52 Qudos Bank home loan product reviews.
Fact Checked

Previously known as Qantas Credit Union, Qudos Bank has been operating in the Australian financial sector since 1959. A 100% customer-owned bank with an investment grade credit rating, Qudos Bank offers customers an alternative to the big four banks with their full range of banking products including credit cards, home loans, personal loans and saving accounts. 

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Last updated 10 March 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • Fixed Rate Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    Interest rate
    5.49 % p.a.
    Fixed 3 years
    Comparison rate
    5.98 % p.a.
    Initial monthly repayment
    $2,836
    No Partner link
  • No Frills Home Loan

    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    • Redraw available
    Interest rate
    5.69 % p.a.
    Variable
    Comparison rate
    5.69 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link
  • Fixed Rate Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • 20% min deposit
    Interest rate
    5.79 % p.a.
    Fixed 3 years
    Comparison rate
    6.11 % p.a.
    Initial monthly repayment
    $2,931
    No Partner link
  • No Frills Home Loan

    • Investor
    • Principal & Interest
    • 30% min deposit
    • Redraw available
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    5.89 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link
  • Low Cost Home Loan

    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    6.08 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link
  • Low Cost Home Loan

    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.94 % p.a.
    Variable
    Comparison rate
    5.94 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link
  • Low Cost Home Loan

    • Investor
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.29 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link
  • Low Cost Home Loan

    • Investor
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.14 % p.a.
    Initial monthly repayment
    $3,043
    No Partner link
  • Qantas Points Home Loan

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    • Qantas points
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.24 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link
  • Qantas Points Home Loan

    • Investor
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    • Qantas points
    Interest rate
    6.44 % p.a.
    Variable
    Comparison rate
    6.44 % p.a.
    Initial monthly repayment
    $3,141
    No Partner link

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Qudos Bank home loan ratings

Overall customer rating for Qudos Bank home loans

4.0
Based on 52 product reviews.

Customer reviews

Important disclosures

Qudos Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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