When you think about the terms and conditions on your mortgage, do you draw a blank? You’re not alone. According to UBS analysts, 1 in 3 Aussies don’t understand their interest-only home loan, unintentionally placing themselves in “substantial ” stress once the repayment amount rises.
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According to the Australian Bankers’ Association Chief Executive, Anna Bligh almost two-thirds of Australians have accounts at more than one bank, suggesting that people are shopping around to find the best deals and the right products for their needs.
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September signalled the start of spring and rather predictably, property news was at the forefront of the month’s financial news. That aside, there was a bunch of consumer-facing news that hit the headlines, Mozo launched its Experts Choice awards for insurance and despite the warmer weather, energy continued to be a contentious topic.
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Experimentational, adventurous and keen to shop around for the most competitive interest rates, are you one of Australia’s newest breed of banking consumers?
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Our final winter month saw many of the money trends of the season continue with savings interest rates continuing to slide, energy expenses taking centre stage and property price talk ramping up with spring selling season upon us.
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A lot happened in the first month of the new financial year. Our coldest month reignited the energy price debate, the property market continued to prove problematic and we welcomed a new era of banking.
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