Plenti personal loans

1.2
Based on 4 Plenti personal loan product reviews.
Fact Checked

Navigate to:

About Plenti Personal Loans:

Plenti is an ASX-listed fintech lender that launched in 2014. By leveraging its smart technology, Plenti aims to deliver better customer experiences and provide Australians with an alternative to traditional lenders in the personal loan space. Plenti is part of the Plenti Group and is regulated by ASIC.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more personal loans here.
Last updated 18 April 2025 Important disclosures and comparison rate warning*

Plenti personal loans

  • Personal Loan

    • Unsecured, Variable, Exceptional Credit
    Interest rate from
    6.57 % p.a.
    Comparison rate from
    6.57 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $345
    No Partner link

  • New Car Loan

    • Fixed
    Interest rate from
    7.19 % p.a.
    to
    10.99 % p.a.
    Comparison rate from
    7.82 % p.a.
    to
    13.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249
    No Partner link

  • Used Car Loan

    • Fixed, up to 7 years old
    Interest rate from
    8.99 % p.a.
    to
    12.99 % p.a.
    Comparison rate from
    9.90 % p.a.
    to
    14.72 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Very Good Credit
    Interest rate from
    8.99 % p.a.
    to
    12.49 % p.a.
    Comparison rate from
    12.79 % p.a.
    to
    13.29 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Good Credit
    Interest rate from
    12.99 % p.a.
    to
    14.99 % p.a.
    Comparison rate from
    15.81 % p.a.
    to
    15.81 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Good Credit
    Interest rate from
    12.99 % p.a.
    to
    14.99 % p.a.
    Comparison rate from
    15.81 % p.a.
    to
    15.81 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Very Good Credit
    Interest rate from
    9.99 % p.a.
    to
    12.49 % p.a.
    Comparison rate from
    13.29 % p.a.
    to
    13.29 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Exceptional Credit
    Interest rate from
    6.57 % p.a.
    Comparison rate from
    6.57 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $345
    No Partner link

  • Refinance Car Loan

    • Fixed, up to 7 years old
    Interest rate from
    7.19 % p.a.
    to
    11.99 % p.a.
    Comparison rate from
    7.82 % p.a.
    to
    12.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Excellent Credit
    Interest rate from
    7.99 % p.a.
    to
    8.99 % p.a.
    Comparison rate from
    8.76 % p.a.
    to
    10.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595
    No Partner link

Sign up for rate alerts and news.

Subscribe to Newsletter

Plenti personal loan ratings

Overall customer rating for Plenti personal loans

1.2
Based on 4 product reviews.

Customer reviews

Important disclosures
  Write a review

Plenti products

FAQs about Plenti personal loans

What is Plenti?

Plenti is an Australian fintech lender offering competitive personal, car, and renewable energy loans with a focus on technology-driven lending.

What types of personal loans does Plenti offer?

Plenti offers various different unsecured personal loans for purposes like debt consolidation, home renovations, travel, and weddings.

How do I apply for a Plenti personal loan?

You can apply for a Plenti personal loan via Plenti’s website. Just submit an online application (you’ll need to provide some personal and financial details) – the approval process is online too.

What fees does Plenti charge?

Plenti charges a one-time application fee between $0 and $595, based on the loan amount and credit profile. However, there are no monthly, exit, or early repayment fees.

Personal loan quick links

Compare more personal loans Personal loan news Personal loan guides Personal loan customer reviews Personal loan calculators

* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

Compare personal loans