From road trips to jet-setting, why travel insurance should be a non-negotiable

By Gabriella Margerison · · 2 min read
Fact Checked
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Ah, the summer holidays! A time for adventure, relaxation, and some much-needed R&R. Whether you’re jetting off to a tropical paradise, road-tripping with the kids, or taking a solo trip to reclaim your sanity, there’s one travel essential you don’t want to forget: travel insurance.

Sure, it’s not as exciting as packing your swimmers or planning your theme park itinerary, but it could save you from a holiday headache that makes losing your luggage seem like the least of your worries.

The safety net you need

Picture this: you’re on your dream getaway, but the universe has other plans. A bout of food poisoning, a missed flight, or a sudden travel ban could flip your plans upside down. For families, it’s especially important. Kids have an uncanny knack for finding creative ways to get into scrapes – whether it’s a tumble at the hotel pool or a sudden fever. With travel insurance, you can breathe easy knowing unexpected medical costs won’t throw your budget off course.

Cover for the things you didn’t plan

Even the most organised travellers can’t plan for everything. Flight delays, cancellations, or misplaced luggage can be as common as seagulls at the beach. And while it’s frustrating, travel insurance can cover unexpected costs like extra accommodation or buying those emergency essentials when your bags are MIA.

Protect your wallet from big risks

If you’re travelling overseas, medical bills can escalate fast. From hospital visits to emergency evacuations, the costs can be astronomical. Travel insurance ensures you’re not dipping into your life savings to foot the bill.

For solo travellers, it’s your backup plan. If plans change or emergencies arise, you’ve got support. And for families, it’s peace of mind multiplied, because the only thing you should be worrying about is how many snacks to pack.

Choosing the right policy for your trip

Not all travel insurance policies are created equal. Whether you're headed on a luxury cruise or a quick domestic getaway, make sure you’re covered for activities, medical emergencies, cancellations, and even adventurous pursuits (hello, snorkelling). It’s important to compare travel insurance policies to make sure you’re getting the cover suited to your needs.

So, whether you’re herding the family or flying solo, don’t hit the "book now" button without sorting your travel insurance. Trust us, your future self will thank you. Bon voyage! 

Last updated 18 April 2025 Important disclosures and comparison rate warning*
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