Commonwealth Bank savings accounts

3.8
Based on 13,419 Commonwealth Bank savings account product reviews.
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About Commonwealth Bank savings accounts

Commonwealth Bank of Australia (CommBank) is Australia’s largest retail bank and one of the Big Four. It offers a wide range of financial products and services from banking to loans, investing and insurance.

For savers, CommBank provides several savings account options, including the NetBank Saver, Goal Saver, YouthSaver and Pensioner Security Account.

Last updated 18 April 2025 Important disclosures
  • NetBank Saver

    Maximum rate
    4.90 % p.a.
    (for $1 and over)
    bonus rate for 5 months
    Standard rate
    0.00 % p.a.
    (for $0 to $1)
    No Partner link
  • Youthsaver

    Maximum rate
    4.75 % p.a.
    (for $0 to $50,000)
    grow your balance for the month
    Standard rate
    2.40 % p.a.
    (for $0 and over)
    No Partner link
  • GoalSaver

    Maximum rate
    4.65 % p.a.
    (for $0 and over)
    at least one deposit, grow your balance for the month
    Standard rate
    0.35 % p.a.
    (for $0 and over)
    No Partner link

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Commonwealth Bank savings account ratings

Overall customer rating for Commonwealth Bank savings accounts

3.8
Based on 13,419 product reviews.

Customer reviews

Important disclosures

Commonwealth Bank products

Commonwealth Bank savings accounts: FAQs

What do I need to open a NetBank Saver account online?

To open a NetBank Saver account online, you'll need:

  • An Australian residential address
  • Your NetBank Client Number (if you're already a CommBank customer)
  • If you're not a CommBank customer, you'll need one of the following: Australian driver's licence, Medicare card, passport, or Australian birth certificate
  • An eligible CommBank transaction account to link to your NetBank Saver (or one will be opened for you)
  • Your tax residency information
  • You may choose to provide your Tax File Number (TFN), Australian Business Number (ABN), or TFN Exemption.
Is CommBank safe?

Yes, CommBank is one of Australia's "Big Four" banks and is an Authorised Deposit-taking Institution (ADI). Deposits up to $250,000 are protected under the Australian Government's Financial Claims Scheme, providing a high level of security for your savings.

What other savings accounts does CommBank offer?

In addition to the NetBank Saver, CommBank offers several other savings account options:

  • Goal Saver: Designed to help you save for specific goals
  • YouthSaver: A savings account for young people under 18
  • Pensioner Security Account: A savings account for eligible pensioners

Each of these accounts has its own features, interest rates, and terms, so it's worth comparing them to find the best fit for your financial needs.

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